Business principles

The foundations that form the basis for the way Banca del Piemonte works are represented by the combination of two key elements:

  • offering products to suit customer needs;
  • paying particular attention to relationships with customers.

Those who choose Banca del Piemonte are characterised by a tendency to demand efficiency and high quality service, but are also people who require a bank with a human touch, familiar with the territory in which its customers live and work.

 

The dimensions of Banca del Piemonte allow extreme flexibility, which coincides with the possibility to customise its products according to the real needs of customers and to promptly supply answers suited to the requirements of an increasingly fast-moving market. 

 

Those who have chosen Banca del Piemonte have built up in time a relationship with the Bank, focused around a privileged relationship characterised by considerable trust, also thanks to the relationship with the Bank’s staff and their proven skill in satisfying most of its customer‘s varying needs.

 

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For Businesses

 

Banca del Piemonte is open to all businesses: professional studios, artisans, traders, small and medium enterprises, big corporate companies.

 

Banca del Piemonte offers a complete range of traditional products and those with a highly technological content: short and medium/long-term loans, facilitated loans and those issued in conjunction with the leading Confidi (consortia for the collective guarantee of loans) operating in the area, collection and payment services, credit advances, interbank corporate banking, POS, foreign services, business credit cards, as well as leasing and factoring transactions, advice for restructuring operations, mergers and generational handovers. 

 

The Banca del Piemonte approach is distinguished by the customising opportunities available to suit company requirements.

 

Projects underway include:

  • Employee Termination Indemnities Reserve loans and complementary welfare products (TFR and TFM);
  • accessory services for foreign transactions, such as the recovery of VAT within the EU and consulting services specialised in internationalisation.

 

The organisational structure of reference for companies within the territory is represented by Branch Managers and Assistant Managers, Commercial Bank Function Specialists and Corporate Bankers.

 

 

For Households

 

Banca del Piemonte is able to promptly satisfy the needs of households: from children to young people, from families to old-age pensioners.

For investments, the independence of Banca del Piemonte allows for an extensive range of asset management products, consistently with the risk profile of investors:

  • “Il Meglio BP Plus”, equity portfolio management lines (GPM) and funds (GPF);
  • Fund reserves;
  • Mutual investment funds;
  • SICAV sectors.

 

The bank is also able to satisfy insurance requirements with life branch policies, unit and index-linked policies and damages branch risk hedging products.

 

To finance the projects of households, Banca del Piemonte offers an articulate and flexible range of loans, consumer loans and mortgages (fixed rate, variable rate, mixed with constant rate and option).

 

The offer of products for households is completed by current accounts (associated) and value accounts built up on the operational basis of customers, credit and debit cards, Internet banking and phone banking, leasing transactions and even more.

Projects underway include:

  • Long Term Care insurance policies for expenses related to healthcare, the period prior to death and  permanent invalidity due to accident;
  • Open Pension Funds, created in conjunction with leading SGRs and Insurance Companies, for complementary welfare;
  • Other welfare products: TFR (Fund for Employee Termination Indemnities), TFM (Fund for Mandate Termination Indemnities), FIP (Public Real Estate Fund) and job loss risk hedging products;
  • Give your mortgage a new home, the quick transfer of mortgages in compliance with new legislation concerning the portability of mortgages.

 

The organisational structure of reference for households is represented by Branch Assistant Managers and Commercial Staff, Commercial Bank Function Specialists and Private Bankers.  

 

The purpose of the information contained in this website is to work as an advertising message with a promotional aim.

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